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Insurance Checklist
No one believes they will really need insurance until an unlikely event occurs and your business is put at risk. This is the whole point of insurance – to protect against the unthinkable and unforeseen.
What insurance do you need for your business?
The main types of insurance that a business owner should consider are:
- Personal sickness, accident or permanent disability
- Liability for products, services, faulty workmanship
- Damage to customers and their property (public risk)
- Workers’ compensation (compulsory)
- Property damage caused by fire, smoke, accident, storm and tempest
- Loss from theft, burglary, fraud and loss of cash
- Business interruption or consequential loss
- Electronic equipment
- Motor vehicle third party (compulsory)
- Motor vehicle third party property
- Credit insurance
- Life insurance.
There may be additional areas of insurance, which we may be able to advise you on, and which may meet your specific circumstances.
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